Fast Facts For Curious Minds

BUSINESS AND ECONOMICS

  • Command Economy: Advantages and Disadvantages
    By Claire Garcia
    Key characteristics of a command economy such as central government control and public ownership have appealed to thinkers and leaders who believe that the function of a government in the economy should center on owning and controlling the means of production. Hence, this economic system has been ...
  • Characteristics of a Command Economy
    By Claire Garcia
    A command economy is an economic system in which the government has central authority over investments, production, distribution, and allocation of resources. It is somewhat similar to a planned economy and the specific centrally-planned economic system. However, public ownership of major ...
  • Role of the Government in the Economy
    By Claire Garcia
    The government has an inherent responsibility of promoting and protecting the welfare of its citizen by providing leadership and direction. Part of this responsibility is to oversee the economy. However, it is also important to note that the role of the government in the economy depends on the ...
  • Relationship Between Money Supply and Interest Rates
    By Immanuel Martinez
    The government monitors and controls the money supply and interest rates as part of its role in overseeing the economy. Note that its appointed economic managers regularly measure the money supply to have a better understanding of the activities transpiring in an economy while also influencing ...
  • Current Account Deficit: Causes and Effects
    By Immanuel Martinez
    A current account deficit is a situation in which the value of the goods and services a particular country imports exceeds the value of the goods and services it exports. The current account is one of the two components of the balance of payments of a particular country. It represents the value of ...
  • Measures and Categories of Money Supply: M1, M2, M3
    By Immanuel Martinez
    The money supply represents the total amount of money or all the currency and other liquid instruments circulating in an economy within a given period. It fundamentally includes banknotes or paper bills and coins, as well as balances or deposits in bank accounts. Bank deposits are considered part ...
  • Twin Deficits 101: Fiscal Deficit vs Current Account Deficit
    By Claire Garcia
    Macroeconomics tell that twin deficits occur when a particular country has both deficits involving its budget and the value of trades and investments going in and out or more specifically, if it has both fiscal deficit and current account deficit. The twin deficits hypothesis further explains that ...
  • Budget Deficit: Types and Causes
    By Claire Garcia
    In governance and economics, a budget deficit is a situation in which a particular government occurs expenses that exceed its revenues. Instances and frequencies of deficits can be an indicator of the overall financial health of a country, including its capacity to pay off its debts, as well as the ...

HEALTH AND MEDICINE

  • Effectiveness of Topical Vitamin C in Skin Lightening: Studies
    By Suzanne Garcia
    Vitamin C is one of the popular ingredients used in the formulation of topical skincare products aimed at whitening or lightening the skin, especially in treating hyperpigmentation due to photodamage caused by exposure to ultraviolet radiation or in reducing dark spots caused by blemishes, ...
  • Vitamin C Serum: Benefits and Effectiveness
    By Suzanne Garcia
    A vitamin C serum is a skincare product based on a serum formulation and applied on the face or specific areas of the skin that provides high doses of topical ascorbic acid or its esters and precursors such as ascorbyl-6-palmitate or magnesium ascorbyl phosphate. Note that a serum is a specific ...
  • Purpose of Toner in Skin Care: The Basics
    By Suzanne Garcia
    Toners collectively represent a specific category of skincare products. As one of the mainstays in a typical daytime and nighttime skincare routine, a face toner is generally a no-rinse liquid-based cleanser used after washing the face. But what does it do? What are its uses and benefits? And how ...
  • Serum in Skin Care: Purpose, Benefits, and Effectiveness
    By Suzanne Garcia
    A “serum” or face serum is a specific category of skincare products topically applied on the face, usually after cleansing and before putting other face care products such as moisturizers or creams. Fundamentally, the word “serum” is a marketing term used to represent a particular class of leave-on ...
  • How UV Radiation Damages the Skin, Causes Cancer
    By Suzanne Garcia
    Ultraviolet or UV is a form of electromagnetic radiation and an electromagnetic wave that sits after the visible light and before x-rays in the electromagnetic spectrum. It has a wavelength that ranges from 10nm to 400nm and frequencies ranging from 30 PHz to 750 THz. Note that the spectrum ...
  • SPF 101: Understanding Sun Protection Factor
    By Suzanne Garcia
    The sun protection factor or SPF is a rating system used in sunscreen labeling to partially aid consumers in choosing the most suitable sunscreen product based on their use-case situations or specific intended application. The factor is based on a measure of the fraction of sunburn-causing ...
  • Titanium Dioxide vs. Zinc Oxide in Sunscreens
    By Suzanne Garcia
    Both titanium dioxide and zinc oxide are used in the formulation of a specific variant of sunscreens. More specifically, these two mineral compounds represent one of the two categories of sunscreen formulation: physical sunscreens. Note that chemical sunscreens are based on organic compounds that ...
  • Guide to Choosing a Sunscreen
    By Suzanne Garcia
    Sunscreen provides protection against the harmful effects of exposure to ultraviolet radiation. However, not all sunscreens are made the same. Some use different classes of active ingredients in their formulation. Others can provide broad-spectrum protection against both UVA and UVB rays. There are ...